Background
PML Logo
Menu

Build a secure retirement with NPS

  • vector iconBuild long-term retirement wealth
  • vector iconSave additional tax up to ₹50,000 (80CCD)
  • vector iconGet regular pension income after retirement
Open your free NPS account online in minutes
4.4App store ratingApp store rating
|
👥 6M+ investors
|
🏦 SEBI registered
vector iconNo paperwork
vector icon₹0 commission
heroImage

What is NPS?

The National Pension System (NPS) is a retirement-focused investment plan regulated by the Pension Fund Regulatory and Development Authority (PFRDA). It allows individuals to systematically save and invest for their retirement while offering market-linked returns and tax benefits.

NPS offers you two types of accounts i.e. Tier I & Tier II.

The Tier I account is mandatory while you have the option to invest in the Tier II account as an add-on voluntary savings facility. You become eligible to withdraw the retirement corpus from the Tier I account only upon the completion of 5 years from the date of opening of the account or on attaining the age of 60 years, whichever is earlier. However, in the case of a Tier II account, you can make withdrawals at any point in time as per your requirement. Also, in Tier I, you are required to make minimum contributions of at least Rs 1000 annually. But no such restrictions exist for a Tier II account with respect to the minimum frequency of contributions.

Benefits of National Pension System (NPS)

Quick Account Opening

Quick Account Opening

Open your NPS account instantly with minimal KYC documents.

Accumulate a Large Corpus

Accumulate a Large Corpus

Ensure regular pension income for your retirement.

Save Additional Tax

Save Additional Tax

Additional deduction of ₹50,000 from your taxable income over and above Rs. 1.5 Lakhs under Section 80(C)

Real Time Portfolio Tracking

Real Time Portfolio Tracking

Choose from any of the 7 Fund managers and track your returns in real time.

How to invest in NPS on Paytm Money?

Step
1
2
3
4
5
6
Download the Paytm Money app, complete your KYC instantly, and become investment-ready within minutes.
NPS Step 1
NPS Step 2
NPS Step 6

Frequently Asked Questions

Easy
Easy
Transparent
Transparent
Secure
Secure

Join the 21 million+ community of empowered investors

Open a demat & trading account and start investing in equity, F&O, Mutual Funds, IPOs. Take advantage of our exclusive zero-fee offers

Download the
Paytm Money app today

Your trust is our top priority. We employ industry-leading security measures to protect your data and investments, offering you peace of mind with every transaction.

App StoreGoogle Play
Group Mobile Image